• Skip to main content
Direct Hard Money Lender

Direct Hard Money Lender

Money Lender

CALL US TODAY:  877.700.3703

CALIFORNIA DIRECT HARD MONEY LENDERS

    • Residential/ Commercial Loans
    • Stated Income/ NO Doc Loans
    • Terms from 11 months to 5 years
    • Loans in 1st, 2nd and 3rd Position
    • 6 to 24 hour loan approvals
    • No cash-out restrictions

    FREE MORTGAGE QUOTE!

    Direct Private Money Lenders – PB Financial Group

    PB Financial Group, a Direct Hard Money Lender in California, centers its activities on assisting clients that have funding requirements for equity-based real estate investments that also may include refinancing and bridge loans.

    Our record over 13 years in the Golden State reflects a significant client base for asset-backed mortgage funding, with over 2400 deals closed, amounting to more than $200 million. Since 2006 we have been immersed in the growing industrial, commercial, mixed-use and residential property markets, gaining the highest degree of professional expertise to guide you to the lending arrangement that suits your needs best.

    In a nutshell, PB Financial Group has the essential resources at its fingertips to structure your property loan seamlessly to a satisfactory conclusion, removing any and all stress from the experience. We point your attention to the following:

    • If transparency is important to you, you won’t be disappointed by working with us. We remove all issues relating to fees from the small print, thus erasing emotionally contentious items that our competitors often hide.
    • We work with surprising speed in an industry steeped in document perusal, and consequently it is within our capability to secure 24-hour approval in conjunction with final funding in just 5 days.
    • When it comes to Loan to Value (LTV) look forward to up to 70%,with exceptions up to as high as 80%. LTV on refinancing options that include residentialloan refinancing is still attractive at 60 – 65%.
    • As a direct hard money lender, we make every decision our selves versus most other companies who are simply middle men and have no power to decide. We can review the file and approve it without needing a committee or another lender that is not in house.
    • As a direct private money lender, we are able to structure loans for all entities, ranging from you (in your individual capacity) or for your partnership, trust, corporation, LLC, Delawarecorporation, estate or even your foreign national entity.
    • Over the years, our $500 million (plus) of real estate closed loans has resonated strongly with our clients. The latter continue to heap accolades on our professionalism through Yelp and Google reviews with 5-star ratings. The standout benefits that repeat time and again is our direct money lending versatility, particularly the arranging of the lowest interest rates, quickest turn times, and the most comfortable redemption terms available in the markets today.

    PB Financial Group’s Direct Private Money Lending Covers Many Options Available in California

    There is no doubt that the hard money loan landscape can be confusing sometimes. However, we’re here to make the process smooth and easy. For example, we distinguish between non-owner and owner-occupied real estate when we source the best-suited lenders. And this is only the start: we can customize loans to match the needs of investors in fix-and-flip opportunities, as we can for parties in possession of distressed properties, properties under probate, trust-owned real estate, office blocks, and multi-family rental situations. Also, hotel properties, land deals, new construction, self-storage real estate – you name it we can accommodate it most times.

    Size of loan should never be a concern when you connect with us. Clients applying for $50,000 all the way up to $2 million seldom leave disappointed. We take great pride in treating all our clients with the same deserved respect, irrespective of your financing requirements.

    Direct Hard Money Lending and Bridge Loans

    All over the USA and the state of California, there are destabilized properties that the up-and-down traditional lenders like mortgage banks won’t consider as qualifying for a loan. This attitude seems to persist even when real estate under unconventional circumstances is a stone’s throw away from a renovation completion, or small build-out that will turn it into an orthodox opportunity.

    PB as a direct hard money lender can offer its clients many loan features unobtainable from local banks or traditional mortgage funders. We are well suited to enter complex cases, and when we do we usually make a positive difference. Our conduit loans are designed to give you the time and space to achieve pivotal goals in a property you are holding so that the next round of permanent funding falls in your favor. The reasons for non-readiness cross a spectrum of causes:

    • Interest rates rising too fast, thus depressing valuations.
    • Maturing loans that call for pressurized balloon payments.
    • Reclassification of property status.
    • Timing glitches that sometimes get in the way when construction projects involve rehab or build outs and therefore render the property not ready for long-term financing.
    • Accumulated appreciation in a long-held property may be a candidate to get you hard cash for redirection into new opportunities. Our cash out deals have no limits attached.

    The bottom line is this: our trained real estate loan agents will help you transition from one permanent loan to the next with a bridging arrangement that will make ultimate economic sense to you.

    With all this said, our core business still centers on direct money lending for residential and commercial assets in the first and second position, or both in one deal.

    YELP LOVES US

    5 star ratingPeyman, Pouyan and Paul,

    Thanks for being the professional company that you are. Your service is straight and the...
    read morePeyman, Pouyan and Paul,

    Thanks for being the professional company that you are. Your service is straight and the deals close. A pleasure to work with from beginning to end.
    read less

    Yelp Logo
    G C. Avatar
    G C.
    3/03/2021

    5 star ratingThey do what they say, and say what they do; easy to work with and no bull! Use... read moreThey do what they say, and say what they do; easy to work with and no bull! Use 'em next time 🙂 -ap read less

    Yelp Logo
    Adrian P. Avatar
    Adrian P.
    2/17/2014

    5 star ratingThey were so professional and funding was quick for my investment Property.
    I would recommend them for Investment...
    read moreThey were so professional and funding was quick for my investment Property.
    I would recommend them for Investment Property.
    I will work with them again in future.
    read less

    Yelp Logo
    Khalid Z. Avatar
    Khalid Z.
    11/03/2014

    5 star ratingI had my loan processed very quickly. The staffing here is very professional and kind. They got everything... read moreI had my loan processed very quickly. The staffing here is very professional and kind. They got everything done in a timely manner. I would definitely recommend this to others looking for a fast loan. The staffing here is very communicative and helpful. Paul S. was very helpful during the process and stayed within reach. read less

    Yelp Logo
    Reyna R. Avatar
    Reyna R.
    8/14/2015

    5 star ratingHI MANNY G. Here

    About PB financial I recently got a Hard Money loan from PB Financial Group.
    Let me...
    read moreHI MANNY G. Here

    About PB financial I recently got a Hard Money loan from PB Financial Group.
    Let me tell you Peyman Broukhim, and all his staff are honest people
    To deal with, and are professional all the way. I am truly great full they were there to give me a business loan when I needed it, just great people to deal with. I looked all over and seen they had positive reviews on YELP, I am glad I called. So I pass it on, if you need a Hard Money Loan call Peyman Broukhim at
    PB FINANCIAL GROUP 323-935-5555 x 103
    read less

    Yelp Logo
    Manny G. Avatar
    Manny G.
    3/19/2017

    5 star rating100% honest, fast, pleasant describes what you can expect working with PB Financial Group. Sincerely, the people at... read more100% honest, fast, pleasant describes what you can expect working with PB Financial Group. Sincerely, the people at PB Financial Group from the receptionist to the bank are some of the most honest reliable people in the business of hard money loans. If you need cash and are looking for a hard money loan, then look no further than PB Financial Group. I had every expectation exceeded by PB Financial Group. PB Financial are true to their word and actually deliver the product you expect in such an amazingly professional manner. I am so happy to have found PB Financial and look forward to a long and successful business partnership. FIVE STARS! read less

    Yelp Logo
    Jamie J. Avatar
    Jamie J.
    12/06/2017

    5 star ratingBetter than a bank! Outstanding service. PB Financial is an excellent company to work with. ... read moreBetter than a bank! Outstanding service. PB Financial is an excellent company to work with. They do exactly what they say they will do, when they say they will do it. There is no "salesmanship" at all, no pressure... just facts and professional service helping people get a loan for their dream home or investment property. I would give them 10 stars if I could. Terry Hunefeld, Borrego Springs, CA read less

    Yelp Logo
    Terry H. Avatar
    Terry H.
    10/18/2017

    5 star ratingI contacted PB Financial based on a referral. I needed money fast to close escrow on a property... read moreI contacted PB Financial based on a referral. I needed money fast to close escrow on a property I was purchasing. I tried another company as well which was a waste of time, but PB Financial was able to get me the $ fast and delivered on all that was promised. I closed on my other property on time and didn't forfeit my deposit. Many Thanks! read less

    Yelp Logo
    Issac T. Avatar
    Issac T.
    12/15/2015

    13

    Years In Business

    2400+

    Transactions Funded

    58+

    California Counties We Lend In

    5

    Days Closings Available

    CONTACT US TODAY

    If this makes good business sense to you, it’s very easy. Call us today at 877.700.3707 or email us at info@calhardmoney.com to start your loan application. Once your application has been received, a PB Financial Group Corp. Loan Officer will make contact to discuss your financial needs with you.

    Copyright © 2023 · Business Pro Theme on Genesis Framework · WordPress · Log in

    Copyright © 2023 Direct Hard Money Lender | Privacy Ploicy
    DRE# 01522495 and NMLS# 357614

    Disclosures: **Per FDIC Regulations Section 6500, Part 226, Subpart C, 226.24. The amount of each payment that will apply over the term of the loan is based on simple annual interest applied to the unpaid balance. Loans range from 1 day to 60 months, are interest only and include a balloon payment due at term. Finance charges apply. Payments do not include amounts for property taxes or insurance premiums. This is not a commitment to lend. Rates and points are subject to change without notice.